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| In order to be eligible
for a Medicare Supplement
health plan, you must
be at least 65 years
old and either currently
enrolled in, or eligible
for, both Medicare parts
A & B. |
Underwritten by UniCare
Life & Health Insurance
Company
UniCare Life & Health
Insurance Company is rated
"A+" by Standard & Poor's
Financial Strength Rating
Analysis and "A-" (excellent)
for claims-paying ability
by A.M. Best, an independent
insurance industry analyst
that bases its rating on
operating performance and
financial stability.
UniCare's parent company,
WellPoint, is the largest
health benefits company
in the nation. UniCare and
other WellPoint companies
serve the health benefits
needs of approximately 28
million medical members.
The primary limitations
and exclusions for each
of the plans are listed
above. Please take a few
moments to review this information.
We want you to understand
what your coverage doesn’t
include before you buy.
These listings are an overview
only. A more comprehensive
list of each plan’s limitations
and exclusions can be found
in the plan-specific policy
booklet. Only the actual
plan provisions will apply.
Insurance or health maintenance
organization (“HMO”)
coverage underwritten by
UniCare Life & Health
Insurance Company, UniCare
Health Insurance Company
of Texas or UniCare Health
Plans of Texas, Inc. (HMO
only in Texas) â registered
mark and SM service mark
of WellPoint, Inc. ã2005
WellPoint, Inc
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Blue
Cross of California has been serving
the health care needs of Californians
since 1937. Blue Cross of California,
together with its branded affiliates,
provides health care services to
more than 6.8 million members. Offering
a full continuum of product and
coverage options, Blue Cross provides
customers with unparalleled choice
and flexibility in meeting their
health plan needs. These options
are continually fine-tuned to enhance
access to affordable, quality health
care. The Company, with its strong
track record for innovation, focuses
on progressive products and services
designed to improve the health status
of all Californians. Unique product
offerings available in the individual,
small group, large group, senior
and Medi-Cal markets include a full
range of integrated medical and
specialty products.
Blue Shield of California Life
& Health Insurance Company Life
has grown by offering competitive
insurance products including Group
Term Life, Accidental Death &
Dismemberment, Blue Shield of California
Life & Health Insurance Company
Life Vision Plan, Stop Loss and
Exec-U-Med medical reimbursement
plans in tandem with Blue Shield
of California health plans or on
a stand-alone basis . In the early
1980s, introduced their Short-Term
Health products. The Option One
and Option Twelve plans remain one
of the leading products of their
kind in California
PacifiCare Signature FreedomSM
With the PacifiCare SignatureFreedomSM
(SDHP) plan, you can enjoy the freedom
and flexibility of a traditional
PPO plan with the added feature
of Self Directed Account (SDA).
The SDA is fully insured by PacifiCare
Life and Health Insurance Company
and provides a yearly credit of
$1,000 for certain routine and preventive
services.
Any unused funds carry over year
after year, for as long as you are
enrolled on the plan.
Once you deplete your SDA, or if
you require services not covered
by the SDA, the plan defaults to
a PPO plan.
You must meet annual deductibles.
Eligible medical services paid from
the SDA will count toward satisfying
the PPO deductible.
PacifiCare SignatureValueSM
These coordinated plans provide
the most comprehensive coverage
of our plan offerings. Your medical
care is coordinated by the primary
care physician (PCP) you select.
You visit your PCP for general medical
care, and when you need to see a
specialist, your PCP provides a
referral. In general:
You choose a PCP from our network.
You are charged only a co-payment
for a doctor's visit. After your
co-payment, many health care expenses
are covered at 100%.
Preventive health care, including
check-ups, is covered.
You do not have to meet an annual
deductible
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